Crack the Code of Credit Risk. Unlock Growth.

Digital Path helps banks, fintechs, & financial institutions predict, prevent, & profit with smarter credit risk strategies, backed by real-world expertise & powerful analytics.

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Partners section
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Services Section

Analytics & Product Consulting

Leverage deep analytics to shape better products, spot untapped opportunities, and build smarter, faster. 🔍 Data-backed. Innovation-focused. Scaled for growth.

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Customer Credit Risk Management

From policy design to portfolio optimization - our strategies reduce delinquencies, improve recoveries, and protect your bottom line.
(Icon) 💼 Smarter risk. Stronger profitability.

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Business Review & Process Improvement

We eliminate inefficiencies, digitize decisioning, and create seamless, scalable processes that deliver.
⚙️ Simplified ops. Better outcomes.

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Process & Policy Review

Outdated credit policies? We revamp them with precision - built for compliance, efficiency, and adaptability.📄 Custom reviews. Seamless execution.

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Credit Risk Offerings

Credit Risk Management for Banks

Transform your lending engine. We help banks boost asset quality, reduce NPAs, and modernize risk systems end-to-end. Improve portfolio health while ensuring regulatory alignment.

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Credit Risk Management for Fintech

Enable smarter, faster credit decisions with real-time scoring, alternative data models, and embedded risk workflows. Scale lending confidently while minimizing fraud and delinquency.

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Credit Risk Management for Financial Institutions

From NBFCs to MFIs, we tailor solutions to improve credit policy, risk grading, and compliance across varied lending models. Future-proof your credit strategy with dynamic, tech-enabled models.

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Testimonial section

“Thank you for your outstanding contributions to the Credit Risk Quantification project. Your expertise was instrumental in enhancing our risk management capabilities. We appreciate your dedication and the positive impact you've had on our team. We hope to collaborate again in the future.”

Trung Ha CRO

MB Bank Vietnam

“Digital Path transformed our mortgage operations with their unmatched expertise. Simplifying our credit policies not only automated approvals but also drove a remarkable 15% reduction in delinquencies within two years. Outstanding work!”

Senior Executive

Large Vietnamese Bank

“Digital Path led a seamless redesign of our onboarding system across multiple countries. Their automated decisioning solutions reduced our operational costs by 15%, driving efficiency and positioning us for future growth. Truly exceptional work.”

CIO

Large Regional Bank
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