Digital Path Consultancy and Innovation is led by dedicated professionals and harbours years of invaluable experience under one roof. Together, we create a powerful synergy of expertise, delivering innovative solutions for all your business needs, from financial consulting and management to process reviews and digital transformation.
Our aim is to help our clients cultivate a thriving business and navigate its complex world by leveraging our wealth of experience, industry expertise, and a deep understanding of the evolving financial landscape.
With our strategic guidance, impeccable management and detailed review services, we are here to transform challenges into opportunities and catalyse success for your organisation.
With over 24 impressive years of experience in the banking industry, Neel Kamal’s journey has been an exciting adventure through the world of Credit Risk management. During his long banking career, he got the opportunity to work in all functions of a customer credit life-cycle, including underwriting, credit policy, collections, regulatory reporting, and risk analytics.
His business consultancy role with a leading multinational further expanded his horizons and he learnt finer nuances of consultancy, focusing on unsecured, mortgage and SME credit processes, policy review and analytics-based risk management. He has worked closely with leading organisations across different industries, leveraging his expertise to shape their strategies and guide them toward success.
Throughout his career, Neel has embraced innovation, spearheading projects like Digital Transformation and BASEL roadmap implementation. He has also helped in developing and implementing various scorecards and models, such as the A-score, B-score and C-score models to drive efficient and effective credit strategies.
Furthermore, he has been instrumental in crafting early warning credit strategies, focusing on risk-based pricing, score cut-off optimisation, cross-selling, upselling, collection strategy enhancement, credit policy refinement, and more.
Now, he helps businesses at all stages of development capitalize on opportunities and take a step closer to their objectives.
